Auto Insurance

Auto insurance protects you against financial loss if you are involved in an accident. It is a contract between you and a specific insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your individual policy.

What is covered by a basic auto policy?

Your auto policy most likely includes nine types of coverage. Each coverage is priced separately to make up a total policy premium.

Bodily Injury Liability
Personal Injury Protection (PIP)
Coverage for your personal belongings.
Medical Payments
Property Damage Liability
Collision
Comprehensive
Uninsured and Underinsured Motorist Coverage
Rental Reimbursement
Towing