Personal Insurance

At The Misner Agency, Inc., we understand the importance of receiving peace of mind knowing all of your personal assets are protected. Allow us to provide you with comprehensive insurance solutions for all of your personal insurance needs.

Click the insurance type to learn more:

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Auto Insurance

Auto insurance protects you against financial loss if you are involved in an accident. It is a contract between you and a specific insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your individual policy.

What is covered by a basic auto policy?

Your auto policy most likely includes nine types of coverage. Each coverage is priced separately to make up a total policy premium.

Bodily Injury Liability
Personal Injury Protection (PIP)
Coverage for your personal belongings.
Medical Payments
Property Damage Liability
Collision
Comprehensive
Uninsured and Underinsured Motorist Coverage
Rental Reimbursement
Towing

Homeowners

Homeowners Insurance

What is in a standard homeowners insurance policy?

A standard homeowners insurance policy includes five essential types of coverage. They include: READ MORE

Life

Life & Health Insurance

A strong, up-to-date, employee benefits program is vital for attracting and retaining good employees. READ MORE

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