The Basics Of Crop Insurance

The Basics Of Crop InsuranceHere’s what you need to know about Woodbourne, NY crop insurance.

Whether you’re a farmer or get your most interaction with the products of a field in the produce section of your local grocery store, you are affected by the agriculture industry. Every individual relies on our nation’s farmers to sustain us by growing the food we need!

Fortunately, those farmers have something to rely on, too. Here’s a quick look at how Woodbourne, NY crop insurance can be used to protect farmers against the biggest risks they face.

Crop insurance is intended to protect famers against the loss of their crops or the loss of revenue from their crops. Known as multiple peril crop insurance, these policies are written by private insurance companies who are authorized by the United States Department of Agriculture Risk Management Agency to provide this type of coverage.

Multiple peril crop insurance does what you’d expect: protects crops from multiple perils. This includes reimbursement farmers for crops they lose to natural disasters including hail, freezing temperatures, fire, floods, insect damage, drought, and more. It also protects them against lost revenue caused by a decline of the price of their crop in their marketplace.

If you’re worried about the cost of crop insurance premiums, don’t be! The federal government could be able to subsidize a portion of your premiums in order to reduce the expense for your farm.

If you would like to learn more about how crop insurance can protect your bottom line and all of your hard work, contact The Misner Agency. We have years of experience protecting farmers in Bloomingburg, Livingston Manor, Woodbourne, and throughout New York and will put our expertise to work for you! Call us today for all of your local business insurance needs.



Our offices will close at 3 p.m. Wednesday, November 22, and will be closed Thursday and Friday for the Thanksgiving holiday.